Debt Collector Harassment
SERVING PORTLAND OR – BEAVERTON – BEND – GRESHAM OREGON
Gathering legal advice from an experienced bankruptcy attorney is the best way to help resolve your delinquent credit card accounts. At the law offices of George Hoselton, serving the areas of Portland OR and Bend OR, you can discover the best methods that address how the collection agents handle your case and ways to escape heavy debt. Under the Fair Debt Collection Practices Act, a collection agent cannot:
- Threaten, verbally abuse or harass you or family members
- Threaten legal action, in any way, without factual support
- Call others about your debt
Make Collection Calls Stop
If you are experiencing constant collection calls throughout the day or night, this constitutes collection harassment. To help the calls stop, bankruptcy attorney George Hoselton will create a legal demand letter that is sent to debt collection agencies.
However, not all collection agencies follow the law. If you have sent a letter but harassing calls keep coming, the next step is filing a lawsuit in which you can receive compensation for each phone call received after the letter is sent. Once the letter has been sent, keep track of phone calls received from collection agencies, as the evidence can win damages for constant harassment.
Consumer Protection Rights for Wrongful Debt Collection
The Oregon Department of Justice has protective measures in place for consumers that are being harassed by debt collectors. Debt collectors cannot:
- Contact you outside the hours of 8am and 9pm
- Misrepresent who they are or who they represent
- Misrepresent the amount of debt owed
- Misrepresent what actions can and will be taken against you
We can help you find some relief using the regulations set forth by the Department of Justice.
At the law offices of George Hoselton, you are hiring a bankruptcy lawyer that will fight for your right to stress-free debt resolution with no harassment. Take control of your debt, and contact our offices today to learn more!